MSWITCH GUIDE · BUY TO LET
Limited company buy to let: questions to ask first
Separate the mortgage decision from the tax and legal ownership decision.
By Anwar Tahiri · Updated · General information
An ownership structure is a wider decision
Do not decide on company ownership from a mortgage rate alone. Ask a suitably qualified accountant and solicitor about the implications for your circumstances, including any proposed transfer of an existing property.
Then check the lending requirements
Lenders may need company, director and shareholder information. Product availability and personal guarantee requirements vary. Mswitch can discuss the mortgage options available through the firm, but does not provide tax or legal advice.
Your starting checklist
- Confirm the proposed owner of the property
- Take tax and legal advice
- Gather company and ownership information
- Ask about guarantees, fees and lender criteria
How does this apply to you?
Anwar can discuss your circumstances, explain the options available through Mswitch and confirm any advice fee before you proceed.
Book a 30-minute appointmentExplore the relevant serviceLender criteria and product availability can change. This is general information, not tax or legal advice. Ask a suitably qualified professional about tax or legal decisions.
Your property may be repossessed if you do not keep up repayments on your mortgage.
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